Terms of Use

The material on this site is provided for educational purposes only. Nothing is intended or should be construed as advice for your personal situation. Please consult the appropriate professional (physician, accountant, attorney, realtor, etc.) for advice appropriate to your own individual situation before undertaking any actions or decisions.

Use of copyrighted or trademarked intellectual properties is solely for the purpose of review and discussion, and as such falls within the bounds of fair use in the interest of consumer awareness and education. No infringement of copyright nor trademark is intended, nor should be impugned, in the mention of such intellectual properties or the use of brief quotations for illustrative purposes.

All materials on this site are provided for the use of adults. If you read, use or otherwise interact with this site, you warrant that 1. you are age 18 or older and are not otherwise covered by the Child Online Privacy Act (COPA), or 2. if you are under the age of 18 or otherwise covered by the Child Online Privacy Act (COPA), you are using this site with the full knowledge, consent and supervision of your parent or legal guardian and fully in compliance with the Child Online Privacy Act (COPA).

Last updated January 29, 2010.